Thursday, September 2nd, 2010

Dental Insurance


Do you have dental insurance?

We accept all fee-for-service dental plans. Even though dental insurance is a private arrangement between you and your company, we will file your claim, handle all the paperwork and show you how to use your insurance to get maximum benefits.

We want to help you maximize your insurance benefits. Please remember, dental insurance does not always cover the cost of your treatment as anticipated. While dental/medical costs have increased exponentially in the past 10 years, dental insurance benefits have remained relatively unchanged over the past 40 years. As a courtesy, we will attempt to obtain an estimate of your dental insurance assistance prior to services being rendered and will provide you with a copy of your estimate. This will give you a generalized overview of your coverage. Please keep in mind that there are hundreds of dental insurance plans available and every one has different contract exclusions, alternate benefit clauses, frequency limitations, and/or usual and customary guidelines. Because of this, we can never guarantee claim payments. We do not allow insurance companies to dictate the course of treatment for our patients. Rest assured that we will recommend a treatment plan that is appropriate for your diagnosis regardless of what your insurance might or might not reimburse.

We are more than happy to request that your insurance benefits be sent directly to our office with your consent and if your plan offers this service. Unfortunately, there are a few carriers that will not send payment to the provider, even when we request that they do so. Delta Dental is one such plan. In this instance, we ask that you pay in full for services at which time we will handle the paperwork to see that you receive direct reimbursement from your carrier in a prompt manner.

Dental insurance is a contract between the patient, the insurance company, and the employer and we are not a party in that contract. Ultimately, the patient is financially responsible for treatment costs.